As a woman in my mid-50s, I’ve spent a lot of time thinking about money: how to earn it, save it, and make it stretch. But what I hadn’t spent much time on until recently was the energy of money. Reading “Rich as F*ck: More Money Than I Know What to Do With” opened my eyes to a new way of looking at wealth—and it’s a perspective that has profoundly changed how I approach my relationship with money.
Here are three transformative takeaways from the book, filtered through my lens as a woman with a lifetime of experiences around money, scarcity, and worthiness.
1. Money Has an Energy
It might sound a little “woo-woo” at first, but the idea that money has energy resonated deeply with me. Money isn’t just dollars and cents; it’s a flow, an exchange, a reflection of how we show up in the world. When I look back on times when money felt hard to come by, it wasn’t just about the numbers in my bank account. It was about my mindset—how I approached money with fear, resistance, and scarcity.
The book reminded me that money responds to our thoughts and feelings. When we’re open to receiving and treating money as a positive force, it flows more freely. I’ve started asking myself: Am I blocking money flow with doubt or unworthiness? Am I treating money as something to acquire and stressful, or as a tool for possibility and freedom?
2. Nothing Means Anything Unless We Assign It Meaning
I am definitely guilty of assigning too much meaning to things, which others may not think twice about. So much of my relationship with money has been wrapped up in the meaning I’ve assigned it. Growing up, I did not have money, so having money in the bank meant security. When I got my first adult job, it meant independence. Not having enough, I felt shame and failure when I thought about money. But here’s the thing: none of those meanings are inherently true. They’re just stories I’ve told myself.
The realization that I have the power to rewrite those stories is liberating. What if money meant freedom? Adventure? What if it simply meant being able to give back to others?
Working on reframing my beliefs about money is a powerful exercise in taking control of my financial narrative. The beauty is that I can decide what wealth means to me—and so can you.
3. We Need to Allow Ourselves to Receive
This point is especially challenging for women. We’re often conditioned to give, nurture, and put others first. Allowing ourselves to receive—whether it’s money, support, or recognition—can feel selfish or indulgent. But the truth is that receiving is just as important as giving. It’s part of the energetic flow.
The book emphasizes the importance of allowing yourself to receive, spend, and save without guilt or shame. For me, this has meant redefining my worthiness around wealth. I need to accept that financial abundance is not just something for the wealthy. It is okay for me to have money in the bank, to have a nice home, to want to buy things, and to give money away. It is okay for me to own nice things, invest in myself, and dream big.
My Takeaway: Redefining Wealth in My 50s
In this stage of my life, wealth isn’t just about numbers in a bank account. It’s about freedom, possibility, and joy. It’s about living life on my terms and choosing from a place of abundance rather than scarcity. Reading “Rich as F*ck” reminded me that I am the one who gets to define what wealth means. I’m worthy of abundance. End of story.
If you are feeling stuck in your relationship with money. I encourage you to read through this book. Look at the underlying stories you have about money. Rewrite your stories. Allow yourself to receive. And remember: money is just a tool. You can decide how to use it to create the life you want.